What describes a "like" plan change?

A "like" plan change refers to enrolling in a plan that is of the same type or category as the current one. The correct answer emphasizes the concept of maintaining the same fundamental characteristics while making a switch. For instance, moving from one Medicare Advantage plan to another Medicare Advantage plan preserves the type of coverage because both options belong to the same classification of insurance. This approach ensures continuity in the type of benefits received, while allowing the individual to explore different plans that might better meet their needs or offer more favorable terms.

In contrast, switching insurance companies or enrolling in a different type of insurance coverage represents changes that involve significant shifts in the nature of the underlying products or services. Such options introduce different structures, coverages, and potentially new sets of rules or conditions. A change to a supplemental policy fundamentally alters the relationship between coverage and the primary plan, representing yet another distinct divergence. Thus, option C accurately captures the essence of what constitutes a "like" plan change.